At Capital Compass, we see credit scores as more than just a number. They represent financial trust and can influence whether you’re able to rent an apartment, buy a car, or qualify for a loan with a good interest rate. Yet many young adults overlook how everyday choices, like paying bills on time, keeping credit card balances low, and avoiding too many new accounts, can shape their financial future. A strong credit score doesn’t just open doors; it helps keep costs low, reduces stress, and builds long-term credibility with lenders. Without understanding how credit works, it’s easy to fall into habits that hurt your financial health for years to come. At Capital Compass, we believe that learning to manage and build credit responsibly is one of the most important steps toward lasting financial freedom.
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